About Us
Cash flow stalls when a bank moves slow or says no, and your project cannot wait. We offer second mortgage business loans in Wellington that use your property equity to fund working capital, bridging, stock and supplier payments, or a custom-made opportunity.
Our team at Wellington Second Mortgage Business Loans focuses on short term, property secured lending for trading businesses and we judge real cash flow and equity rather than a credit score alone, and we set all application, valuation, and legal costs out in the loan agreement so nothing surprises you. We work with businesses from six months in trade on smaller loans through to five years for the largest, we expect at least twenty thousand dollars in monthly turnover, and we only fund when there’s sufficient equity.
You get quick answers, flexible loan structures, and straight talk that keeps your plans moving without guesswork. We pick up the phone, keep you updated, and do what we say.
We take residential or commercial property as security, not rural land or lifestyle blocks, and we lend from twenty thousand dollars to five hundred thousand dollars with loan size linked to business trading history from six months for smaller loans up to five years for the maximum amount, and we expect at least twenty thousand dollars in monthly turnover with credit scores reviewed in context and equity required. We outline application, valuation, legal and other costs in the loan agreement, we can set repayments weekly or fortnightly or monthly, and we settle once valuation and legal work are complete.
Talk with us about second mortgage business loans in Wellington and let’s map a workable timeline and exit that fits your cashflow. Call or send a message to Wellington Second Mortgage Business Loans to get a quick quote or to start the process today.
Fast Approvals - $20k to $500k
