About Us
Bank delays can choke cashflow and kill a deal you should win. We fund second mortgage business loans in Wellington backed by property equity, from 20,000 dollars to 500,000 dollars, with fast decisions and short term structures for bridging, working capital, and project needs.
We know the local market and we read the full story, not only the score on a report. We look past tick box rules by weighing your turnover, equity, and exit plan, and that’s why deals that do not suit a bank can still get done with us.
You get straight talk, quick indicative decisions within 24 working hours when documents are complete, and pricing that fits the short term and higher risk nature of second mortgages. We stay close from first call through settlement and any needed extensions.
We fund from twenty thousand dollars to five hundred thousand dollars with terms from three to twenty four months, and second mortgage loans are usually six to twelve months with extensions possible, and loan size links to your business trading time from about six months for smaller loans up to five years for the largest amounts with a minimum monthly turnover of twenty thousand dollars and enough equity to support the deal. You apply by sending clean bank statements, simple financials, property details, and identification so we can order valuation and legal work, then we settle fast if the numbers stack up, and skipping any of this or guessing a property value or hiding existing caveats can cause delays, extra fees, or a decline that can put pressure on cash flow and even trigger default with your other lenders.
Speak with our Wellington team about second mortgage business loans today. Call or message Wellington Second Mortgage Business Loans for a quick quote and a simple checklist to get started.
Fast Approvals - $20k to $500k
