About Us
Cash gets tight, suppliers push, and your bank moves slowly. At Wellington Second Mortgage Business Loans in Wellington, we arrange second mortgage business loans secured by property to cover working capital, bridge a refinance or settlement, buy stock, or clear a tax bill.
Our team has deep experience structuring short term property secured funding that sits behind your first mortgage. We expect at least $20,000 in monthly turnover and a trading history that grows with the loan size, we know the Wellington market, we look at your equity, trading strength, and exit plan not just a score, and we can give an indicative decision within 24 working hours when documents are complete.
You get straight answers, quick timeframes, and a loan shaped to how your business earns and pays. We give indicative decisions in about twenty four working hours when your documents are complete, accept both residential and commercial security, may reach a total loan to value ratio near ninety percent in strong cases, and we are open about pricing and fees before you sign so you avoid surprises.
We take residential or commercial property as security, not rural land or lifestyle blocks, and we lend from twenty thousand dollars to five hundred thousand dollars with loan size linked to business trading history from six months for smaller loans up to five years for the maximum amount, and we expect at least twenty thousand dollars in monthly turnover with credit scores reviewed in context and equity required. We outline application, valuation, legal and other costs in the loan agreement, we can set repayments weekly or fortnightly or monthly, and we settle once valuation and legal work are complete.
Talk to Wellington Second Mortgage Business Loans in Wellington about second mortgage business loans today. Call or send your details for a quick review and a clear written quote.
Fast Approvals - $20k to $500k
