About Us
Cash gets tight and the bank moves slow, which can put payroll, supplier bills, and custom made deals at risk. We solve this with second mortgage business loans in Wellington that unlock short term funding against residential or commercial property equity for working capital, tax catch ups, inventory, or bridging between settlements.
We know the local market and we read the full story, not only the score on a report. We look past tick box rules by weighing your turnover, equity, and exit plan, and that is why deals that don’t suit a bank can still get done with us.
You get straight talk, quick indicative decisions within 24 working hours when documents are complete, and pricing that fits the short term and higher risk nature of second mortgages. We stay close from first call through settlement and any needed extensions.
Our core work is second mortgage lending, short term bridging, and top up working capital against property equity, which can help you cover a gap, win a deal, or steady cash flow while you move to bank funding, and we set everything out in a clear loan agreement with application, valuation, legal, and other costs listed. We do not publish a rate range because pricing is risk based and higher than bank lending, eligibility starts from six months trading for smaller loans and up to five years for the maximum amount with a minimum monthly turnover of twenty thousand and enough equity to support the lend, and credit scores are considered but not used on their own.
Talk to Wellington Second Mortgage Business Loans in Wellington about second mortgage business loans today. Call or send your details for a quick review and a clear written quote.
Fast Approvals - $20k to $500k
