About Us
Cash flow gaps hit fast when a supplier calls or a tax bill lands in Wellington. We solve it with second mortgage business loans that frees up equity in a residential or commercial property for three to twenty four months, most often six to twelve, from twenty thousand to five hundred thousand based on your trading history.
Our local team knows short term and transitional funding cold and we match structure to a real exit like a refinance or a sale. We focus on trading history, equity, and the story behind the numbers, and we keep the process clear so you know costs, timing, and next steps.
You get a quick yes or no, plain pricing, and a structure that fits how your cash comes in. We look beyond a credit score, accept residential or commercial security, can fund up to about a ninety percent loan to value ratio in strong cases, allow early repayment, set repayments weekly or fortnightly or monthly, and list application, valuation, legal, and other costs in the loan papers before you sign.
Loans run from twenty thousand dollars to five hundred thousand dollars with terms from three to twenty-four months, and most second mortgage business loans run six to twelve months with extensions possible. We secure against residential or commercial property in Wellington and not rural or lifestyle blocks, pricing is risk-based and higher than bank lending, eligibility grows with time in business from six months for smaller loans up to five years for the largest with a minimum monthly turnover of twenty thousand dollars, interest can be paid weekly or fortnightly or monthly, early payment can be allowed under the contract, total lending may reach about ninety per cent loan-to-value in stronger cases, and application, valuation, legal, and other costs are set out in your loan agreement.
Talk with Wellington Second Mortgage Business Loans about second mortgage business loans in Wellington today. Call or send a message for a quick quote and an indicative decision within twenty four working hours.
