About Us
Waiting on a bank decision can stall a purchase, a refit, or payroll. We fund second mortgage business loans in Wellington with fast decisions and short term structures that keep your plans on track using your available property equity.
Clients work with a local team that knows property secured lending and moves quickly without cutting corners, with indicative answers in about 24 working hours when documents are complete and right. We use real underwriting rather than a computer score, give clear terms up front, help you avoid missteps that slow approval or raise costs, and treat credit scores as one part of the picture.
You get quick answers, flexible loan structures, and straight talk that keeps your plans moving without guesswork. We pick up the phone, keep you updated, and do what we say.
Loans range from twenty thousand dollars to five hundred thousand dollars, terms run three to twenty four months with most second mortgages running six to twelve months, we take residential or commercial property as security but not rural or lifestyle blocks, pricing is risk based and higher than bank lending, and all costs such as application, valuation, and legal are set out in your agreement. Eligibility rises with loan size with at least six months trading for smaller loans up to five years for the maximum amount, at least twenty thousand dollars in monthly turnover, enough equity, and we can give an indicative approval within twenty four working hours once complete and correct documents are in, then we order valuation, work with your first mortgage holder on consent and priority, and settle.
Talk to us today about second mortgage business loans in Wellington and let us price a deal that fits your exit plan. Call or message to start or to get a quote from our team and we’ll confirm what security and documents are needed.
Fast Approvals - $20k to $500k
