About Us
Cash flow gets tight and most of your funding sits behind a first mortgage. We arrange second mortgage business loans in Wellington secured against residential or commercial property to access fast working capital, bridge to refinance or sale, and fund urgent projects.
Our local team knows property secured business lending and the quirks of trading in Wellington. We look at the whole picture and structure behind your first mortgage the right way, then move quickly while staying careful with valuations, legal work, and consent.
You get flexible repayment weekly, fortnightly, or monthly with the choice to capitalise interest when that helps cash flow, and early repayment is allowed under your contract. In strong cases we may reach a total loan to value ratio of about ninety percent across all lending while we tell you application, valuation, and legal costs before you sign and stay reachable after settlement.
Loan sizes run from $20,000 to $500,000 with the largest amounts tied to longer time in business from 6 months for smaller loans up to 5 years for the maximum, we can consider total lending up to about 90 percent loan to value ratio in strong cases which is higher than many bank limits, and we accept residential and commercial security but not rural properties or lifestyle blocks. We fund working capital, stock, supplier payments, tax arrears, refurbishment, and bridging between refinances, and we offer interest only or principal and interest repayments weekly, fortnightly, or monthly with the option to capitalise interest when that fits the exit plan.
Talk to Wellington Second Mortgage Business Loans about second mortgage business loans in Wellington and get a clear path to funds. Call us or send your recent bank statements, profit and loss, and property details and we will come back with a fast quote and a settlement plan.
Fast Approvals - $20k to $500k
